Business Owners Policies (BOP)

A Business Owners Policy (BOP) is a cost-effective way to obtain a broad range of property and liability coverage in one convenient package.  A BOP essentially bundles different policies together, significantly reducing costs as compared to purchasing multiple individual policies.

A BOP can include the following coverages:

  • Business Income Insurance & Extra Expense
  • Crime Coverage
  • Cyber Liability
  • Employment Practices Liability (EPLI)
  • Equipment Breakdown Insurance
  • General & Product Liability
  • Hired & Non-owned Auto Coverage
  • Medical Payments Coverage
  • Personal & Advertising Injury Coverage
  • Professional Liability
  • Property Insurance