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Business Owners Policies (BOP)
A Business Owners Policy (BOP) is a cost-effective way to obtain a broad range of property and liability coverage in one convenient package. A BOP essentially bundles different policies together, significantly reducing costs as compared to purchasing multiple individual policies.
A BOP can include the following coverages:
- Business Income Insurance & Extra Expense
- Crime Coverage
- Cyber Liability
- Employment Practices Liability (EPLI)
- Equipment Breakdown Insurance
- General & Product Liability
- Hired & Non-owned Auto Coverage
- Medical Payments Coverage
- Personal & Advertising Injury Coverage
- Professional Liability
- Property Insurance