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Commercial property insurance protects a business’s assets from risk such as fire, theft, and weather-related events. Many different types of property can be covered under commercial property insurance.
There are two types of commercial property insurance:
- All-risk policies cover a broad range of risks except those noted in the policy.
- Peril-specific policies cover losses from a specified peril such as fire, flood, theft, or business interruption insurance.
Assets protected by commercial property insurance may include:
- Buildings/structures
- Equipment
- Computers
- Furniture
- Fences/landscaping
- Important documents
- Inventory
- Signs