Commercial property insurance protects a business’s assets from risk such as fire, theft, and weather-related events.  Many different types of property can be covered under commercial property insurance.

There are two types of commercial property insurance:

  • All-risk policies cover a broad range of risks except those noted in the policy.
  • Peril-specific policies cover losses from a specified peril such as fire, flood, theft, or business interruption insurance.

Assets protected by commercial property insurance may include:

  • Buildings/structures
  • Equipment
  • Computers
  • Furniture
  • Fences/landscaping
  • Important documents
  • Inventory
  • Signs