Pet insurance is a service for pet owners who are seeking financial reimbursement in case their animal gets sick or injured and requires veterinary treatment. It provides peace of mind that you can afford to get your pet the necessary care in the event of a costly accident or illness.
Pet owners will pay a monthly premium for pet insurance. The costs will vary based on the age and breed of the animal for dogs, cats, and in some cases, exotic pets. Under the policy, understand what medical costs are included, what percentage of the treatment you will be reimbursed, and what per-procedure and annual deductible is included.
It’s best to research and compare the various pet insurance plans as coverage offerings vary. You may want to look for coverage that includes the following:
- Diagnostic testing & imaging (X-rays, MRIs, etc.)
- Chronic & recurring conditions
- Dental care
- Supplements or prescription food
- Behavioral therapy
- Preventative/wellness care
- Hereditary conditions